
Optimization of portfolios with cryptocurrencies: Markowitz and GARCH-Copula model approach
The rapid growth and increasing popularity of cryptocurrencies have sparked considerable interest in their potential role within traditional investment portfolios. As cryptocurrencies are characterized by high volatility and distinct risk-return profiles, traditional portfolio optimization methods, such as the Markowitz Mean-Variance framework, may struggle to provide accurate risk assessments and optimal allocation strategies. The Markowitz model, while foundational in portfolio theory, assumes normally distributed returns, a characteristic often not observed in cryptocurrencies. Meanwhile, the GARCH-Copula model, with its ability to model time-varying volatility and capture complex dependencies between assets, provides a more flexible approach. By combining these models, an enhanced portfolio optimization framework can be developed that better accommodates the idiosyncratic behavior of cryptocurrencies, potentially offering improved portfolio performance and risk management for investors. In this work, GARCH-Copula (vine copula) was combined with Markowitz optimization. Three types of portfolios were optimized: a traditional portfolio containing stocks, gold, and commodities; a cryptocurrency portfolio; and a combined portfolio of both traditional and cryptocurrency assets. Markowitz optimization was applied with the aim of maximizing the Sharpe ratio, enhancing the risk-return tradeoff for each portfolio.






















